DJ McClure runs sales for National Flood Experts, an engineering firm that gets commercial and multifamily buildings reclassified out of FEMA flood zones or their flood insurance re rated. On this episode, host Abel Pacheco and DJ find the hidden net operating income sitting under a label nobody re checks.
In this episode:
- Why the label lies. A flood zone is drawn at a macro scale, but engineers work "the really granular level down to the tenth of a foot," building by building, and the maps only update every 10 to 20 years.
- The proof: a Houston owner paying about $18,000 per building got re rated to about $3,000, with the carrier refunding 5 policy cycles back, across 12 buildings.
- Abel ran it live: "$180,000 for the year extra net operating income... at a six cap, that's a $3 million increase."
- The math anyone can use: take the annual savings and divide by your cap rate.
- The mindset shift: stop dismissing a flood zone property on sight, and run the numbers on the building.
Abel Pacheco is a San Antonio real estate operator who went from 8 single family houses to a share of roughly 1,500 apartment doors, and now works as a fractional Chief AI Officer helping small and mid sized businesses put the back office on autopilot.
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